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The Centre is likely to approve higher increase in basic pay than the nearly 15 per cent recommended by the panel for over one crore central government employees and pensioners.
The recommendations of the Seventh Pay Commission got the Cabinet nod today, which will benefit over one crore government employees and pensioners.

The pay panel had recommended a 14.27 per cent hike in basic pay — the lowest in 70 years. The previous 6th Pay Commission had recommended a 20 per cent hike, which the government doubled while implementing it in 2008.

1. The recommendations will result in a hike in salaries of nearly 50 lakh central government employees and payouts of 58 lakh pensioners.
2. The pay panel had in November last year recommended 14.27 per cent hike in basic pay at junior levels, the lowest in 70 years.
3. The commission has recommended a minimum pay of Rs 18,000 per month, fixed an upper ceiling at Rs 2,25,000 per month for Apex Scale and Rs 2,50,000 per month for Cabinet Secretary and others at present at the same pay level.
4. The date of implementation for the recommendations is January 1, 2016.
5. The previous 6th Pay Commission had recommended a 20 per cent hike which the government doubled while implementing it in 2008.
6. After considering the increase proposed in allowances, the hike in remunerations comes to nearly 24 per cent.
7. While the Budget for 2016-17 did not provide an explicit provision for implementation of the 7th Pay Commission, the government had said the once-in-a-decade pay hike for government employees has been built in as interim allocation for different ministries.
8. A secretaries’ panel, headed Cabinet Secretary P K Sinha, has already vetted the 7th Pay Commission recommendation.
9. The total financial impact of implementing the pay commission recommendations in the 2016-17 fiscal is likely to be Rs 1,02,100 crore, as per government estimates.
10. The pay panel also recommended 'one rank one pension' kind of set-up for the central government's all civil employees, Central Armed Police Forces as well as defence personnel to bring "parity between past pensioners and current retirees with the same length of service" who retired before January 1, 2016.

7th Pay Commission :- Union Cabinet approves pay panel recommendations.

The Union Cabinet on Wednesday approved the recommendations made by the 7th pay commission
The approval, which will be made public soon, is likely to see a higher increase in the basic pay than the nearly 15 per cent recommended by the 7th Pay Commission for over 1 crore government employees and pensioners.
The pay panel had in November last year recommended 14.27 per cent hike in basic pay at junior levels, the lowest in 70 years. The previous 6th Pay Commission had recommended a 20 per cent hike which the government doubled while implementing it in 2008.
After considering the increase proposed in allowances, the hike in remunerations comes to 23.55 per cent.
The 7th Pay Commission report will be effective from January 1, he said, adding that the Cabinet will decide if the arrears for the six months have to be paid in one go or in installments.


  1. Pay Commission recommended 23.55% hike in salaries, allowances, pensions
  2. The move will impact nearly 50 lakh employees and 58 lakh pensioners
  3. Many senior government officials will now draw higher salaries than MPs
 A big hike in salaries and pension for over a crore government employees was cleared by the cabinet on Wednesday.

With this hike, several senior government officials will draw a higher salary than lawmakers in Parliament.

Salaries and allowances will rise by at least 23.5 per cent, which had been recommended by the 7th Pay Commission. The hike - the lowest in the last 70 years - is expected to cost the taxpayer an additional Rs 1 lakh crore annually, or nearly 0.7 per cent of GDP.

The government is eyeing the economic push the move will provide to the sluggish demand scenario in the economy.
The move will impact nearly 50 lakh employees and 58 lakh pensioners. The changes are likely to be implemented from January 1.

The hike is built around the recommendation for a 14.27 per cent hike in basic pay.

Rs. 73,650 crore of the total payout will come from the general budget, while Rs. 28,450 crore will come from the railways.

One of the key changes suggested by the pay commission is the 'New Pay Structure', which will do away with pay bands and grade pay.

The previous Pay panel had recommended a 20 per cent hike which was eventually doubled when it was implemented in 2008.

The highest pay is pegged at Rs. 2, 25,000 per month for apex scale and Rs. 2,50,000 per month for cabinet secretary and others at the same pay level.

The rise will be more than double as the current pay in this scale is Rs. 90,000 per month.

The move has led to the discontent among the lawmakers who allege disparity. However, the government is also considering a hike in salaries and allowances of lawmakers.

The minimum pay recommendation is Rs. 18,000 per month. This too is more than double of the present Rs. 7,000.

Sources say Finance Minister Arun Jaitley has made provisions for the payout. Though the government is making an effort to increase revenue by bringing more under the tax net, the payout will reduce the government's kitty. Especially, because the Centre also needs about Rs.70,000 crore to meet the One Rank One Pension (OROP) commitment.

But the government is not complaining. The huge payout, once implemented, will boost the consumption demand at a time when the economy is moving sluggishly due to poor demand.

While some experts believe that the additional cash in the market may fuel an inflationary trend, experts say that the impact of the pay commission may become a turning point for the Prime Minister Narendra Modi's government to trigger demand that drives growth investment and profits.

How to Lock Apps with Fingerprint Sensor on Your Android Device.

Fingerprint Sensors have become increasingly popular and common in Android devices, and over the years, the cost of the sensors have come down to an extent that they are available even in phones that cost less than $200. Like camera, they are now an integral part of the phone hardware.
Fingerprint sensors have many uses depending on how the OEMs implement it using their custom skin. As an example, Honor’s EMUI 4.1, Coolpad Life UI use it for accepting calls, taking selfies, stop alarm, and so on. Google has also also added native support for fingerprint scanners in Android M aka Marshmallow which third-party developers can leverage to extend the capability.
Fingerprint App Lock
Coming back to the topic, in case your smartphone doesn’t provide you with an option to lock apps and open them using the Fingerprint Sensor out of the box, you still have a way around. This is done through a well known third-party app — App Lock. Follow the steps below:
Please note: It might not work on some phones if the OEM isn’t implementing the core API provided in Android Marshmallow.

1. Setup your Fingerprint Sensor:

I’m pretty sure that you must have already done it already, but if you have been ignoring this feature, it’s about time. Look for Fingerprint Management in your Settings, and configure your fingerprints.

2. Download & Setup App Lock:

App Lock allows you to lock your apps using password, gestures, and now supports Fingerprint Sensor as well. All you need to do is configure it, and it will work straight forward. First download the app from the Google Play Store, and follow the basic steps including registering with your email id (in case you forget your secret key).
Lock Apps with Fingerprint Sensor 3
Once done, you will be prompted to grant AppLock “Apps with Usage Access“. Tap on Permit, and toggle on to enable “Allow Usage Access“. This is only one time.
Next, under Privacy Tab in App Lock, select apps which needs to be locked down. Toggle the lock icon. Once configured, exit and make sure check your password is working fine with those apps.
Lock Apps with Fingerprint Sensor 1

3. Enable Fingerprint Lock:

Open App Lock, and switch to Protect tab, and choose to turn on Fingerprint Lock. You will be prompted to use pattern or pin to confirm your identity. Once complete, Fingerprint Sensor authentication will be enabled.
Lock Apps with Fingerprint Sensor 2
Next, open any of the app which you have locked using AppLock, and this time use your fingerprint sensor instead of pattern or pin unlock. You should see a small fingerprint icon going green as the app unlocks.
Lock Apps with Fingerprint Sensor 4

That’s it! You’re done!

Know About Create an Error Free Application and Build an Amazing Customer Experience with Raygun.

Are you building new web or mobile software? What are your goals while implementing your application? There could be many answers, like efficiency, more effective user experience, proper security and authentication, good marketing features and so on. In simple terms, the work we do should ultimately satisfy the end user. So, for any successful application, an end user’s happiness should be the first goal. A customer should never get frustrated with your application, it only costs you time, money and a whole bunch of lost customers.

Create an Error Free Application and Build an Amazing Customer Experience with Raygun

I was thinking, what could be the easiest solution to measure and achieve a positive customer satisfaction? Recently, I came across This is the best solution to all your questions and makes our effort we put into the application worth doing.
With Raygun, we can monitor, identify and solve the issues in our application before they affect the end users. Raygun has the in-depth technology, expertise and scale to help us deliver the very best customer experiences and drive a competitive advantage.
Here are some details about which could help you to make your application an amazing one.
1. Unlimited applications
We can add any number of applications to detect and diagnose errors in production, all within a single platform, regardless of what web or mobile programming language or platform we use, all we need is a simple Raygun code snippet.
2. Keep track of all application errors in a beautiful dashboard
With this application, we can keep track of many details such as:

  • Total number of users
  • New users to the application
  • Is the user satisfied or not?
  • Number of users with crash-free experience
  • Session count for last 24 hours
  • Error count in last 24 hours

With these details, we can do real-time error handling and crash reporting and design our application accordingly with the data we collect.
Create an Error Free Application and Build an Amazing Customer Experience with Raygun

3. Crash reporting and collection of live crash data
Raygun has introduced two products, creating a powerful suite of tools that can be used independently but are best used together.

  • Crash Reporting and
  • Pulse – Real User Monitoring

Error and crash reporting from Raygun, provides us with detailed error reports, so that we can rectify issues quickly and maintain a quality application for the end user. Each error existence is shown in detail with full diagnostic information about how and when the error occurred, so that we can easily monitor and remove errors in our application.

Create an Error Free Application and Build an Amazing Customer Experience with Raygun

A small sample of the error details we are able to collect are:

  • When the error occurred?
  • Where is the error coming from in our code?
  • The affected users for each error occurrence
  • The URL in which the error exists
  • The user IP address

Create an Error Free Application and Build an Amazing Customer Experience with Raygun
Create an Error Free Application and Build an Amazing Customer Experience with Raygun

4. Pulse – Real User Monitoring
Pulse is a real user monitoring product that will really help us in making sure our app is going to deliver the best quality product for our users.
Raygun has both real user monitoring for websites and real user monitoring for mobile .
This product gives us very useful inputs, so that we can plan our app to always work in a better way. It provides

  • Live details such as health score, loading time, session count, number of live users, recent crashes, map showing live active sessions, active users count and more.
  • Performance of our application – page speed, load time, slowest pages
  • Session count and associated details
  • Users – user level of satisfaction, total users, new users, return users, crash free users and user traffic
  • Browsers - Percentage of people who work on each browser
  • Platform – Which platform they use most

Create an Error Free Application and Build an Amazing Customer Experience with Raygun
Create an Error Free Application and Build an Amazing Customer Experience with Raygun
Create an Error Free Application and Build an Amazing Customer Experience with Raygun
Create an Error Free Application and Build an Amazing Customer Experience with Raygun

5. User Details, deployment tracking and integrations
Every user that recently visited our application will help us measure, fix and design our application according to the user experience.
With Raygun we can spot bad deployment fast by tracking each release. We can set up any deployment system and track:

  • If new errors are introduced
  • If performance issues have been introduced
  • Insights about our deployment
  • Who made the deployment?

We can integrate our application with 3rd party plugins and integrations such as GitHub, JIRA, Slack, Hipchat and many others. Check out the full list on integrations .

Create an Error Free Application and Build an Amazing Customer Experience with Raygun

6. Invite your entire team and view the global dashboard
We can even create teams for administering any plan to manage users, billing and applications.
The global dashboard helps us keep track of active error groups in all of our application globally.

Create an Error Free Application and Build an Amazing Customer Experience with Raygun

Finally, I would like to mention few of the best things I found using Raygun.

  • It’s hands down the best app performance and error tracking in one platform
  • It Can be easily set up in minutes
  • Provides full stack support
  • Detailed error reports
  • Live crash data
  • Will help you and your company build the best software possible

Raygun provides a 30 day, no obligation free trial and in turn makes us feel like handing over our credit card to pay for it within just a few minutes of integration due to its valuable insights into our application.


World's Top 10 Insurance Companies.

Insurance helps us to do exactly what this quote suggests. We all face many kinds of risks: risk of meeting with an accident, falling sick, being a victim of a natural disaster or fire, and above all risk of life. All these risks not only come with pain and suffering but also hurt financially. Insurance is one way of being prepared for the worst; it offers the surety that the economic part of the pain will be taken care of. In this article, we take a look at some of the top insurance companies. There are many criteria on the basis of which such a list can be prepared: premium collections, market capitalization, revenue, profit, geographical area, assets and more. The following list focuses on a number of factors and the insurance companies on it are in no particular order.
1) AXA
With over 102 million customers in 56 countries and an employee base of 157,000, AXA is one of the world's leading insurance groups. Its main businesses are property and casualty insurance, life insurance, saving and asset management. Its origin goes back to 1817 when several insurance companies merged to create AXA. The company is headquartered in Paris and has a presence across Africa, North America, Central and South America, Asia Pacific, Europe and the Middle East.
In 2013, AXA as a move to increase its foothold in Latin America acquired 51% of the insurance operations of Colpatria Seguros in Colombia. During the same year, AXA became the largest international insurer operating in China as a result of its 50% acquisition of Tian Ping (a Chinese property and casualty insurer). In addition, the company acquired the non-life insurance operations of HSBC in Mexico. The AXA Group reported total revenues of €99 billion for fiscal year 2015.
2) Zurich Insurance Group
Zurich Insurance Group, a Switzerland-headquartered global insurance company, was founded in 1872. Zurich Group, together with its subsidiaries, operates in more than 170 countries, providing insurance products and services. The core businesses of Zurich include general insurance, global life and farmers insurance. With its employee strength of over 55,000, Zurich caters to the vast insurance needs of individuals and businesses of all sizes: small, mid-sized and large-sized companies and even multinational corporations.
Total revenues in 2015 were $60.568 billion.
3) China Life Insurance
China Life Insurance (Group) Company (LFC) is one of Mainland China’s largest state-owned insurance and financial services companies, as well as a key player in the Chinese capital market as an institutional investor. The origin of the company goes back to 1949 when the People's Insurance Company of China (PICC) was formed. Its offshoot PICC (Life) Co. Ltd was created after parting ways with PICC in 1996. PICC (Life) Co. Ltd was renamed as China Life Insurance Company in 1999. The China Life Insurance Company was restructured in 2003 as China Life Insurance (Group) Company, which has seven subsidiaries. The businesses are spread across life insurance, pension plans, asset management, property and casualty, investment holdings and overseas operations.
The company is listed on the New York Stock Exchange, the Hong Kong Stock Exchange and the Shanghai Stock Exchange, and is the biggest public life insurance company in terms of market capitalization in the world.
4) Berkshire Hathaway
Berkshire Hathaway Inc. (BRK.A) was founded in 1889 and is associated with Warren Buffet, who has transformed a mediocre entity into one of the largest companies in the world. Berkshire Hathaway is now a leading investment manager conglomerate, engaging in insurance, among other sectors such as rail transportation, finance, utilities and energy, manufacturing, services and retailing through its subsidiaries.
It provides primary insurance, as well as reinsurance of property and casualty risks. Companies like Berkshire Hathaway Reinsurance Group, GEICO, Berkshire Hathaway Primary Group, and General Re, National Indemnity Company, Medical Protective Company, Applied Underwriters, U.S. Liability Insurance Company, Central States Indemnity Company and the Guard Insurance Group are subsidiaries of the group.
5) Prudential plc
Prudential plc (PUK) is an insurance and financial services brand with operations catering to 24 million customers across Asia, the U.S., the U.K and most recently Africa. Prudential was founded in United Kingdom in 1848. Prudential Corporation Asia, Prudential U.K., Jackson National Life Insurance Company and M&G Investments are the main businesses within the group. Jackson is a prominent insurance company in the United States, while Prudential U.K. is one of the leading providers of pension and life.
Prudential plc is listed on the stock exchanges of London, Hong Kong, Singapore and New York. It has approximately 22,308 employees worldwide, with assets under management worth £509 billion.
6) United Heath Group
The UnitedHealth Group Inc. (UNH) tops the list of diversified health care businesses in the United States. Its two business platforms - UnitedHealthcare for health benefits and Optum for health services - work together, serving more than 85 million people in every U.S. state and 125 countries. The UnitedHealth Group uses its experience and resources in clinical care to improve the performance of the health care services sector.
The company reported revenue of $157.1 billion in 2015. Fortune has featured UnitedHealth Group as the "World’s Most Admired Company" in the insurance and managed care sector six years in a row.
7) Munich Re Group
Founded in 1880, Munich Re Group operates in all lines of insurance and has a presence in 30 countries, with focus a on Asia and Europe. The company’s primary insurance operations are carried out by its subsidiary, ERGO Insurance Group, which offers a comprehensive range of insurance, services and provision. Munich Re Group's home market is Germany, where ERGO is a leader in all areas of insurance. The group's newest arm, Munich Health, parlays the group’s risk-management and insurance expertise into the health care field.
The group has around 45,000 employees worldwide, working in all businesses of insurance: life reinsurance, health reinsurance, accident reinsurance, liability business, motor reinsurance, property-casualty business, marine reinsurance, aviation reinsurance and fire reinsurance. The Munich Re Group reported a profit of €3.1 billion in 2015.
8) Assicurazioni Generali S.p.A.
Assicurazioni Generali, founded in 1831, is the Assicurazioni Generali Group’s parent company. The Generali Group is not only a market leader in Italy, but is also counted as a prominent player in the field of global insurance and financial products. The group, with a presence in more than 60 countries, is an international brand with dominance in Western, Central and Eastern Europe. The Generali Group’s prime focus has been life insurance, offering diverse products from family protection and savings polices to unit-linked insurance plans. It offers an equally diverse range of products in the non-life segment as well, such as coverage of car, home, accident, and health, along with coverage of commercial and industrial risk.
The group has 77,000 employees and a client base of 65 million people worldwide. It has €480 billion in assets under management and is one of the world's 50 largest companies.
9) Japan Post Holding Co., Ltd.
The Japan Post Holding Co., Ltd. is a major state-owned conglomerate in Japan. The company has four primary divisions: Japan Post Service (for mail delivery), Japan Post Network (runs the post offices), Japan Post Bank (deals with banking functions), and Japan Post Insurance (provides life insurance). Japan Post Insurance operates within Japan Post Holding to provide insurance to its clients. The insurance arm makes use of the post offices nationwide network, in addition to its own sales offices, to reach out and provide services to the clients.
Japan Post Holding, which went public in 2015, reported consolidated after-tax profits of $3.84 billion from April through December of 2015. The group runs the largest insurer in Japan (Japan Post Insurance).
10) Allianz SE
Founded in 1890, Allianz SE is a leading financial services company, providing products and services from insurance to asset management. Allianz caters to customers in more than 70 countries with €1.8 billion in assets under management. Insurance products range from property and casualty products to health and life insurance products for corporate and individual customers. The company is headquartered in Germany.
In 2015, total revenues reached a new high of €125.2 billion euros.
The Bottom Line :-
Some of the other reputable names in the insurance business are ING Group (ING), Prudential Insurance Company of America (a subsidiary of Prudential Financial, Inc., PRU), AIA Group Ltd., Ping An Insurance Company of China, Ltd., American International Group, Inc. (AIG), Manulife Financial Corporation (MFC), and MetLife, Inc. (MET). Picking the right insurance company to invest in is important and should not be based on a company's size alone. A few things on your check list should be the company's rating, its financial strength, if the company specializes in any particular type of insurance, refusal of claims in the past, proximity of office, premium rates and discounts offered on multiple policies.


Gujarat Educational News Updates , India news,World News on 29-06-2016.

Gujarat Educational News Updates , India news,World News on 29-06-2016.

Dear visitor, Here are important Educational news of the Date 29-06-2016 .These all images are taken from Gujarat Various Popular Newspapers, like.Navgujarat Samay,Akila,Sandesh,Divya Bhaskar As per these images you are Know Very Useful Educational News and Gujarat Current news. 

This news are very helpful to current news in Gujarat and also inform new daily news in Gujarat.we are easily upload in jpg for our readers .we are daily uploadeducational news,Gujarat updates,sport news, India current news,technology news,cricket news in this post.

Read Latest Educational News of date 29th June 2016 by Aapnu Gujarat And Also Get Latest Jobs Notification On Our site. now you can get latest educational news given below.


Most of Indian bloggers and webmasters facing an issue of low CPC in Google AdSense. Most of these bloggers and webmasters always want to know high paying niches for Indian traffic. Almost bloggers think that Indian traffic is not paying high per click but they are wrong. There are many high paying niches available for Indian traffic in Google AdSense. I have explained some of the high paying niches for Indian traffic in Google AdSense.

High paying niches for Indian traffic in Google AdSense

Web Hosting/Domains

India is one of the fastest growing countries in the world in terms of number of Internet users. Thus, websites and blogs are increasing day by day. Most of small and medium enterprises setting up their company/firm websites. So, which are the primary requirement for them? Yes, a web hosting and a domain name. Both are buying keywords and hence you will get a high CPC in Google AdSense even from Indian web traffic.

Credit Cards/Banking/Finance/Loans

These four sectors are co-related with each other. Many finance companies in India do online campaign very aggressively and hence you will get a high CPC in Google AdSense. All these four topics are buying keywords, namely, credit cards, banking, finance, and loans. However, it is a little difficult to rank in these sectors in search engine.


It is one of the highest paying niches for Indian traffic in Google AdSense. You can start your own blog on insurance niche to provide information/tips on insurance schemes, plans, how to, and other useful content. However, it is also difficult to rank in insurance niche to get organic traffic from search engines. In addition to Google AdSense, you can also earn money from affiliate marketing by selling insurance products.


Travel is also one of the highest paying niches for Indian traffic in Google AdSense. Travel is a buying niche and hence you will get good CPC in Google AdSense. getting a good CPC in Google AdSense.

Online Shopping

Online shopping is the latest trend in India and a large number of e-commerce companies spending huge amount to attract customers. So, it is one of high paying niches for Indian traffic to get good CPC in Google AdSense program.