HTAT (Head Teacher ) BADALI CIRCULAR -HTAT Transfer Circular 06-03-21

HTAT (Head Teacher ) BADALI CIRCULAR -HTAT Transfer Circular 06-03-21


HTAT (Head Teacher ) BDLI CIRCULAR -No matter what area of the country you operate from, being a business owner comes with a lot of responsibilities like marketing, paying vendors, and dealing with clients. No one likes to think about the genuine possibility of a multi-million-dollar lawsuit. Many states have enacted tort laws to help companies, yet it may not be enough when you are embroiled in a lawsuit.

How do you keep your head above water if you are ever served with court documents? Do you have the right plan to help you rise above the situation?

You need someone in your corner, and the experienced professionals at the Business Insurance Center can help you navigate the confusing waters of getting your business insured. As an insurance broker, we work for you, not the insurance companies.

Our years of experience in the insurance business put us in the ideal position to get the best products for you. We deal with a variety of policy markets to get the most competitive price for your specific needs. Our countrywide network of brokers is committed to assisting you in lowering your risks. We can assess your situation for loss prevention ideas as well as identify coverage gaps.

We work with companies in manufacturing, distribution, contracting, apartment owners, convenience stores, child care, pest control, and even agribusiness. Need to protect data for your business from hackers and mechanical breakage? You may benefit from cyber insurance. Own a fleet of logging trucks in the Pacific Northwest? We can discuss the advantages of commercial fleet insurance or logging business coverage. Not sure if we cover your industry? Just reach out and ask! We are happy to help you find the coverage.

Nationwide Network of Trusted BrokersFinding the right coverage to meet your specific requirements can be frustrating and challenging. You can shop online for the lowest rates, but you leave yourself vulnerable because of gaps in coverage. Instead, count on a nationwide team of knowledgeable advisors to help you get the best protection for your budget, which allows you do what you do best–take care of your customers.

We have helped self-employed entrepreneurs and business owners with customized plans since 1984. One of our brokers will be happy to discuss your options and tailor a plan to fit your company’s needs.Request a quote for business insurance or call a location near you to speak with a knowledgeable and experienced broker at the Business Insurance Center. We have a 24/7 call center to serve you.


No matter what state you operate in or what industry you serve, we have comprehensive coverage plans to help keep you compliant and protected. They include the following:

Property Insurance for Buildings, Business and Personal Property • General Liability Insurance • Worker’s Compensation • Cyber Insurance • Commercial Fleet Insurance • Business Auto Insurance • Commercial Umbrella Insurance and Excess Liability Insurance • Crime Insurance • Directors and Officers Coverage Specialty Coverage for [Contractors - Farmers - Convenience Stores - Janitorial Services - Pest Control - RV and Mobile Home Dealers - Condo Associations - Apartment Owners - Manufacturers and Distributors - Nursing Homes - Non-profit Organizations - Others]

Convenience stores accommodate our need for quick and easy access to products and services. Day-in and day-out, customers visit these locations for a Monday morning gas fill-up, a cup of steaming hot coffee, or a quick snack. Many stores stay open 24-hours a day to serve their community. As a store owner, the continual flow of traffic and variety of goods offered for sale puts you in a precarious place. The risks of theft, damage to your inventory and property is high requiring a comprehensive convenience store insurance program.

Reducing the level of risk for your business and your employees starts with the right coverage. Work with a knowledgeable broker at the Business Insurance Center. We understand the requirements of a variety of different industries and can help your company get the protection you need within your budget.

Keep your customers happy and the cash register beeping when you work with a broker who understands the uniqueness of your industry. The professionals at the Business Insurance Center take the time to listen to you, analyze your risks, and tailor a package that fits your needs and your budget. Call us today. We are known for consistently high customer service and fast response times.

The landscape of the farming industry tends to change slowly, but when it does, it happens in a big way. That is what hemp production is positioned to do if government regulations change. The cash crop promises higher profits than other crops like corn, soybeans, or tobacco. The uses for hemp are numerous. For example, the seeds are used in dietary products. The bast, or fiber, hidden within the stalk is utilized in clothing, construction materials, and even paper. Finally, the shiv, or hurd, found in the inner core of the stem has been used to create a hemp concrete, called hempcrete. While the industry is gaining its foothold, hemp growers need insurance to help them stay protected.







We can help you with specialized policies, as well more standardized policies for General Liability coverage, business auto, commercial property and Worker’s Compensation.

For over 30 years, our expertise and experience has put us in the position to assess your risk and offer a variety of packages to satisfy your needs.

Contact a knowledgeable agent today either on our website, through our 24/7 call center, or via Live Chat. Enjoy quick response times and exceptional customer service when you reach out. Our network of insurance brokers countrywide is ready to support your commercial insurance needs.




Haas & Wilkerson Insurance is built upon the foundation of the amusement industry. There are very few agencies in the U.S. that will insure that kind of risk. We are one of them.




Whether your amusement park has rides, roller coasters, concessions, theaters, games, or the like, our staff has the specialty knowledge to walk onsite and speak your language. We are highly trained in amusement operations, inspections, and more. We not only cover the operation, but the people, as well. We are conscientious of safety for everyone onsite. Plus, our claims department can handle everything in-house.




Haas & Wilkerson Insurance offers comprehensive coverage and excellent customer service. Our dedicated staff has the strength, knowledge, expertise, and experience to handle all your insurance needs. We have a strategic partnership with some of the most stable carriers in the world to offer the broadest forms and coverage in the industry. We’re well connected with the people, community, and industry. It’s this powerful network that enables us to find the best solutions for your niche through this exclusive program.

Having a proactive risk-management strategy in place can help reduce insurance costs, plus reveal ways of how to reduce or eliminate the impact claims can have on your business. Prevent future claims and loss by partnering with Haas & Wilkerson Insurance to develop a plan that can help identify loss trends as well as recommend how to reduce loss experience.

While making a claim isn’t exactly something anyone looks forward to, you can trust that we’ll make your experience as easy and reassuring as possible if and when it happens. Our trained and experienced professionals understand the impact a claim can have on your business. That’s why we are highly responsive and provide support when needed.

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